After a car accident, the last thing you want to hear is that your insurance claim has been denied. When most of our clients learn that their insurance claim was denied, they panic. They have no idea how they’ll pay all the medical bills they incurred after the crash. They also have no money to pay to get their car or SUV fixed. For some of our clients, their injuries are so serious that they can’t even work an earn an income. That’s when we advise accident victims to contact our office. We have a team of auto accident lawyers in Marietta who specialize in this type of case. Not only will they reach out to the insurance company to negotiate payment of your claim, but they’ll file suit on your behalf.
We like to offer people a free, initial consultation before they make any kind of commitment. This not only gives us a chance to review their case, but it also lets potential clients get to meet with us before they decide to retain our services.
Here, we’ll discus what you can do is your insurance claim was denied. We’ll also explain the various reasons why your claim could’ve been denied in the first place. Finally, we’ll describe the reasons why you should contact an experienced personal injury lawyer in Marietta.
If you still have questions about your own case, give us a call and we’ll schedule your free, initial consultation.
The First Thing You Need to Determine is Whether You Filed Your Insurance Claim on Time
Before you get too overwhelmed, you should check to see if you filed your initial insurance claim on time. if you did, then that means there is some other reason why your claim was denied. However, if the insurance carrier is arguing that you filed your claim too late, there may be light at the end of the tunnel. Your personal injury lawyer in Marietta can reach out to the insurance adjuster and ask them what their filing policy is. We will then look to see if you really did miss a crucial deadline. Sometimes, the fact that you’ve retained an experienced auto accident lawyer in Marietta is enough to get the insurance company to change their mind. If not, we can always file suit on your behalf.
Your Auto Accident Lawyer in Marietta Also Needs to Know Why Your Insurance Claim Was Denied
If your claim was filed on time but it was still denied, we need to find out why. Your auto accident lawyer in Marietta will ask for a copy of your denial letter. Depending on the reason, they may be able to file an appeal and get your claim paid. It depends on the reason for the denial and the facts of your case.
Some of the more common reasons insurance adjusters deny auto accident claims include the following:
- The insurance company thinks you were at fault
- The policy was either invalid or had cancelled for non-payment
- The insurance company believes you’re exaggerating your injuries or damages
- You have a history of filing auto insurance claims
- You didn’t file your claim in time
- The other party submitted their claim first and tell a different story from yours
Once your personal injury lawyer in Marietta gets a chance to review the information from the insurance company, they can get started on their appeal. If the appeal is successful, you won’t have anything further to worry about.
In Most Cases, Your Personal Injury Lawyer in Marietta Can File an Appeal
There is no guarantee that your appeal will be successful. Of course, if your claim was denied because the policy wasn’t valid, there isn’t much you can do. Neither is there anything your auto accident lawyer in Marietta can do to help. No insurance company is going to pay a claim on an invalid policy. They have no incentive to do so. Plus, they’d probably go out of business rather quickly if they did this.
For the other reasons, there is a good chance your attorney can file an appeal. If there’s enough evidence to overcome the reason for denial, they may be able to get your claim paid. It all comes down to the facts and the evidence supporting these facts.
If Need Be, Your Attorney Will File Suit Against the Other Driver
If, for some reason, the appeal isn’t successful, you still have options. The first thing your personal injury lawyer in Marietta will suggest is that you file suit. The only concern is that you’ll face the same obstacles at trial that you encountered with the original denial. If the facts are overwhelmingly in the other driver’s favor, it will be difficult to prevail. This is one of the reasons our attorneys like to meet with prospective clients first before they make a decision to take on their case. If the evidence just isn’t there, we may decline to handle the case. However, the only way to know if your claim is valid is to meet with one of our auto accident lawyers in Marietta first.
Take the Time to Sit Down with an Experienced Auto Accident Lawyer in Marietta
If you were involved in a car accident, the last thing you should have to worry about is the insurance company denying your claim. However, this happens more than you think it does. Close to 10% of all auto accident claims are denied. Some of these claims are paid on appeal. However, if you’re one of the unlucky few whose claim was denied, you should give us a call. We have a team of skilled auto accident lawyers in Marietta who would be more than happy to help you get the compensation you deserve.
Since we do offer free, initial consultations to new clients, you can come in and meet with one of our attorneys at no cost. This gives you the chance to ask any questions you may have. It also gives us a chance to see if your claim has merit. Since you don’t pay our office anything until your case settles, you really don’t have anything to lose.