Insurance Claims: Can a Lawyer Help Me File?

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If you were recently involved in a serious car accident, the last thing you’re going to want to do is fight with the insurance company. You’ll need to focus on getting the medical treatment you need and trying to get back to a normal life. This is why it’s a good idea to go online and search for a “top auto accident lawyer near me” as soon as possible.

Once you schedule your free, initial consultation with a Georgia personal injury lawyer, you can relax. They’ll take care of filing the insurance claim for you and try to negotiate payment with the insurance company. If, for some reason, this doesn’t work, they’ll have no trouble filing a personal injury lawsuit on your behalf.

We suggest that you call our office as soon as possible after the crash and schedule your free, initial consultation.

Your Georgia Personal Injury Lawyer Will Help File Your Initial Claim

If you don’t file your initial insurance claim properly, there’s a good chance the insurance company will deny it. You also have to make sure that you file your claim before the filing deadline. The problem with this is that most insurance policies do not spell out exactly how long you have to file your claim. Instead, most of them use language such as “you must file your claim within a reasonable time.”

Unfortunately, what is reasonable to you may not be reasonable to the insurance company. In situations like this, it’s best to let your Georgia personal injury lawyer file the claim for you. The insurance adjuster is much less likely to try to take advantage of a lawyer than they will somebody who’s representing themselves.

If Your Insurance Claim is Denied, Your Attorney Will File an Appeal

The insurance company may deny your claim for a variety of reasons. If the policy wasn’t valid or had cancelled for non-payment, there’s nothing even the top auto accident lawyer near you will be able to do. If an insurance company were to pay claims on invalid policies, they’re go bankrupt in a matter of months.

Even if the policy was valid, there’s no guarantee that the insurance company will pay your claim. While there’s certainly a better chance of the insurance company paying your claim if you represented by a Georgia personal injury lawyer, that doesn’t mean it’s a guarantee.

Some of the reasons why the insurance adjuster may deny your claim include the following:

  • they believe that you caused the accident
  • they think that you’re exaggerating your injuries
  • you were issued a citation by the police at the accident scene
  • you have a history of filing auto insurance claims
  • your claim is very large, and they think they can settle for much less down the road
  • you did not provide the necessary information
  • you filed your claim too late

For most of these reasons, your attorney will be able to file an appeal. In fact, if your claim was denied because you didn’t provide the necessary information, your Georgia personal injury lawyer may be able to resolve that quickly. They will simply provide the insurance adjuster with whatever information they ask for and wait to see if the claim is approved.

If Need Be, Your Lawyer Can File Suit Against the Other Driver

From the moment you first meet with your Georgia personal injury lawyer, they’re going to work hard to get the insurance adjuster to agree to a settlement of your claim. Once the insurance company has denied your claim, the odds of getting them to pay your full demand are slim.

Sometimes, the insurance carrier would much rather take their chances in court than pay you in full. They understand that even if the case goes to trial, the judge will still force both parties to attend mediation to resolve the matter. If they think that your attorney’s settlement demands are too high, they may rather wait and see what the judge has to say.

Your Georgia Personal Injury Lawyer Will Try to Negotiate a Settlement of Your Insurance Claim

Whether you have filed suit against the other driver or not, your Georgia personal injury lawyer will try to negotiate a fair settlement on your behalf. At the end of the day, a settlement is in the best interests of everybody involved. You may not realize it, but the insurance company wants to settle your claim as much as you do. They know that if the case goes to trial, they could lose and end up having to pay your entire claim.

Your attorney also understands that trials are expensive and time consuming. They would much rather settle your claim so you can walk away with a lump sum rather than wait months or years to see a dime.

Search for a “Top Auto Accident Lawyer Near Me” Right Away

If you have recently been injured in a motor vehicle accident, you would benefit from the services of a Georgia personal injury lawyer. If you’re not sure how to find one, just go online and search for a “top auto accident lawyer near me.” Our firm will be at the top of your results list along with our contact information. You can call and schedule your free, initial consultation by phone, or you can do so through our website.

When you first meet with your attorney, will review any paperwork you may have, including any correspondence from the insurance company. If you haven’t filed your insurance claim yet, your lawyer will file one on your behalf. It’s actually a good idea to meet with Georgia personal injury lawyer prior to submitting any paperwork to the insurance carrier. This way, you’ll know that your claim was filed property and on time. In addition, once the insurance company knows that you have an attorney, they’ll take your claim more seriously and be more likely to settle your claim.

Since your initial consultation doesn’t cost you anything, you have no reason not to take advantage of the opportunity to meet with an experienced Georgia personal injury lawyer. The other driver will have a team of lawyers working for them and you should too.